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http://martyappel.com/concord-reverse-mortgage/ Marty Appel is available to work with older Home Owners in Concord who want a Reverse Mortgage. Using his 10 plus years of experience and his access to a wide range of contacts, Marty Appel makes sure that his clients receive incredible service.With a reverse mortgage you do not make monthly principal and interest payments. Keep in mind you must continue to pay all property related fees, taxes and homeowner’s insurance and maintain the property in good condition.