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(22) any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the
following: abseiling; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting;
paragliding; parascending; rappelling; skydiving; spelunking; whitewater kayaking or whitewater rafting in water less than
Class V difficulty; wildlife safaris; and windsurfing
(23) any Illness or Injury sustained while taking part in activities designated as Extreme Sports, which include but are in no way
limited to the following (and include any combination or derivative of the following): BASE jumping; cave diving; cliff diving;
downhill mountain biking and racing; extreme skiing; freediving; free flying; free running; free skiing; freestyle scootering;
gliding; heli-skiing; ice canoeing; ice climbing; kitesurfing; mixed martial arts; motocross; motorcycle racing; motor rally;
mountaineering above elevation of 4500 meters from ground level; parkour; piloting a commercial or non-commercial
aircraft; powerbocking; scuba diving or sub aqua pursuits below a depth of 50 meters; snowmobile racing; truck racing;
whitewater kayaking or whitewater rafting Class V and higher difficulty; and wingsuit flying
(24) any Illness or Injury sustained while taking part in snow skiing, snowboarding or snowmobiling where the Insured Person is
in violation of applicable laws, rules or regulations of a ski resort, out of bounds or in unmarked or unpatrolled areas
(25) any Illness or Injury sustained while taking part in backcountry skiing
(26) any Illness or Injury sustained while taking part in skiing off-piste
(27) any Illness or Injury sustained while taking part in athletic or recreational activities where the Insured Person is not physically
or medically fit or does not hold the necessary qualifications to engage in said activities
(28) any Illness or Injury sustained while taking part in Collision Sports